Financial Planning Services Tailored to Your Journey
Whether you're organizing your budget, building an investment portfolio, or preparing for retirement, we offer services designed to meet you where you are and guide you forward.
Return HomeChoose the Service That Fits Your Needs
Our three core services address different aspects of financial wellness. Many clients begin with one service and expand to others as their situation evolves. Each service stands alone or integrates seamlessly with the others for comprehensive financial planning.
Not sure which service is right for you? We're happy to discuss your situation and recommend the best starting point during an initial consultation.
Personal Financial Planning
Build a solid financial foundation for your family through comprehensive planning designed for Philippine realities. We'll help you create practical budgets, establish emergency savings, manage debt effectively, and ensure appropriate insurance protection.
What's Included:
- Comprehensive financial assessment and goal setting
- Personalized budget framework based on your income and expenses
- Emergency fund strategy and savings automation setup
- Debt management plan and repayment strategies
- Insurance needs analysis for family protection
- Education savings planning for children's future
- Quarterly progress reviews for first year
Ideal For:
Families and individuals who want to establish financial control, build emergency savings, and create sustainable money management habits.
Investment Advisory Services
Navigate Philippine financial markets with professional guidance. We'll help you understand investment options, build a diversified portfolio aligned with your goals, and make informed decisions about stocks, bonds, UITFs, and mutual funds.
What's Included:
- Investment education covering Philippine market basics
- Risk tolerance assessment and investment profile development
- Personalized portfolio strategy and diversification plan
- UITF and mutual fund selection guidance
- PSE stock market education and trading fundamentals
- Real estate and alternative investment consultation
- Quarterly portfolio reviews and rebalancing guidance
Ideal For:
Individuals with established emergency funds who are ready to grow their assets through strategic investing but need guidance navigating investment options.
Retirement Preparation Planning
Build confidence about your retirement future through strategic planning considering Philippine retirement systems. We'll help you optimize government benefits, develop supplementary income streams, and create sustainable withdrawal strategies.
What's Included:
- Comprehensive SSS or GSIS benefit analysis and optimization
- PERA account guidance for tax-advantaged retirement savings
- Private pension and retirement savings alternatives
- Healthcare cost projections and medical insurance planning
- Retirement income strategy and withdrawal planning
- Estate planning basics and asset transfer considerations
- Annual plan updates as circumstances and regulations change
Ideal For:
Individuals approaching retirement or those who want to start early retirement preparation, particularly government employees or those with SSS contributions.
Comparing Our Services
| Feature | Personal Financial Planning | Investment Advisory | Retirement Planning |
|---|---|---|---|
| Investment | ₱15,000 | ₱25,000 | ₱20,000 |
| Primary Focus | Budget & Savings | Investment Growth | Retirement Security |
| Best Starting Point | Building foundations | After emergency fund | Pre-retirement years |
| Review Frequency | Quarterly (Year 1) | Quarterly | Annual |
| Can Combine | ✓ | ✓ | ✓ |
Services can be combined for comprehensive financial planning. Many clients start with one service and expand as their needs evolve.
Common Questions About Our Services
How do I know which service to start with?
During an initial consultation, we'll discuss your current situation and goals to recommend the most appropriate starting point. Generally, Personal Financial Planning works well for building foundations, Investment Advisory suits those with established savings, and Retirement Planning addresses pre-retirement concerns.
Can I use multiple services together?
Absolutely. Many clients benefit from combining services for comprehensive financial planning. For example, Personal Financial Planning provides the foundation while Investment Advisory helps grow assets, and Retirement Planning ensures long-term security. We can discuss package options during consultation.
What happens after the initial service period?
After completing the initial service engagement, we offer ongoing advisory relationships to maintain your progress. Regular reviews ensure your plan adapts to changing circumstances. We'll discuss continuation options as you near the end of your initial service period.
Do you sell financial products?
No. We provide guidance and planning services but don't sell insurance products, investment funds, or other financial products. This allows us to offer objective recommendations focused on your best interests rather than sales commissions. You implement strategies through institutions of your choice.
What if I'm not ready to commit to a full service?
We offer initial consultations where we can discuss your situation and answer questions about our services. There's no obligation to proceed, and this conversation helps you understand whether our approach fits your needs. Contact us to schedule a consultation.
Ready to Take the Next Step?
Let's discuss which service best fits your situation and how we can support your financial journey. Schedule a consultation to explore your options.
Schedule Your ConsultationNo pressure, just honest conversation about your financial goals.