Advertising Disclosure

Effective Date: November 2025

At Prosperity Partners, we believe in complete transparency with our visitors and clients. This Advertising Disclosure explains our relationships with third parties, how we may be compensated for recommendations, and our commitment to maintaining editorial integrity.

We are committed to providing honest, unbiased information while being clear about any financial relationships that may exist.

Our Commitment to Transparency

Transparency is fundamental to our relationship with you. We want you to understand:

  • How we generate revenue to provide free educational content
  • When we receive compensation for recommendations or referrals
  • How our financial relationships may influence the content we create
  • That we always strive to provide accurate, helpful information regardless of compensation

Affiliate Relationships

Affiliate Programs Participation

Prosperity Partners participates in various affiliate programs. This means we may receive a commission when you click on certain links on our website and make a purchase or sign up for services. These affiliate relationships help support our ability to provide educational content and services.

Types of Affiliate Relationships

We may have affiliate relationships with:

  • Financial product providers including mutual fund companies and investment platforms
  • Insurance companies and insurance comparison services
  • Financial technology platforms and tools
  • Educational resources and professional development programs
  • Other financial service providers relevant to our clients' needs

Commission Structure

When you use an affiliate link, we may earn a commission. This commission:

  • Does not increase the cost to you
  • Varies depending on the product or service
  • May be a percentage of the transaction value or a fixed amount
  • Helps support our operations and content creation

Our Product Recommendation Policy

We maintain the following standards for product recommendations:

  • We only recommend products and services we believe may benefit our clients
  • Affiliate relationships do not influence our core advisory recommendations
  • We conduct due diligence on products before recommending them
  • Our professional obligations to clients take priority over commission opportunities
  • We clearly identify when content includes affiliate links

Sponsored Content

Paid Promotions

From time to time, we may publish sponsored content or paid promotions. When we do:

  • All sponsored content is clearly labeled as "Sponsored," "Advertisement," or "Paid Promotion"
  • We maintain editorial control over sponsored content
  • Sponsored content meets our quality standards
  • We only accept sponsorships from reputable companies
  • Sponsored content is clearly distinguished from editorial content

Brand Partnerships

We may form partnerships with financial services companies and other brands. These partnerships may include:

  • Co-branded educational content or webinars
  • Speaking engagements or event participation
  • Product reviews or demonstrations
  • Research collaboration or data sharing

All material partnerships are disclosed to you at the time of content publication.

Content Authenticity

We guarantee that:

  • All opinions expressed are genuinely our own
  • We do not misrepresent our experiences or results
  • Sponsored content reflects our honest assessment
  • We maintain independence in our editorial decisions

Third-Party Advertising

Display Advertising Networks

We may use third-party advertising networks to display advertisements on our website. These networks may use cookies and similar technologies to:

  • Measure advertising effectiveness
  • Deliver relevant advertisements based on your interests
  • Prevent the same ads from showing repeatedly
  • Provide aggregate reporting to advertisers

Behavioral Targeting

Third-party advertisers may use information about your visits to this and other websites to provide advertisements about goods and services of interest to you. This practice is called behavioral targeting or interest-based advertising.

Cookie Usage for Advertising

Advertising partners may use cookies to:

  • Track which advertisements you've seen
  • Build profiles of your interests
  • Serve targeted advertisements across websites
  • Measure conversion rates and campaign performance

For more information about cookies, please see our Cookie Policy.

Ad Personalization Practices

Advertisements you see on our website may be personalized based on:

  • Your browsing history on our website
  • Information about your device and location
  • Demographics and interests inferred by advertising networks
  • Your interactions with previous advertisements

User Rights and Controls

Ad Preference Management

You have several options to control the advertisements you see:

  • Manage cookie preferences through our Cookie Policy page
  • Use browser settings to block third-party cookies
  • Opt out of interest-based advertising through industry opt-out tools
  • Use browser extensions that block advertisements

Opt-Out Procedures

To opt out of personalized advertising:

  • Visit the Digital Advertising Alliance opt-out page
  • Adjust your Google Ad Settings for Google-served advertisements
  • Enable "Do Not Track" in your browser settings
  • Use privacy-focused browsers or search engines

Note that opting out of personalized advertising does not mean you'll see fewer ads, just that they may be less relevant to your interests.

Data Collection for Advertising

When you visit our website, advertising partners may collect:

  • IP address and approximate geographic location
  • Browser type and device information
  • Pages visited and time spent on pages
  • Referring website information
  • Interaction with advertisements

Rights Under Privacy Regulations

Under applicable privacy laws, you have rights including:

  • The right to know what data is collected about you
  • The right to request deletion of your data
  • The right to opt out of the sale of personal information
  • The right to non-discriminatory treatment when exercising privacy rights

Compliance and Standards

Regulatory Compliance

Our advertising practices comply with:

  • Philippine advertising and consumer protection laws
  • Securities and Exchange Commission advertising rules
  • Data Privacy Act of 2012 requirements
  • Industry best practices for financial services advertising

FTC Disclosure Guidelines

We follow Federal Trade Commission guidelines on disclosure, which include:

  • Clear and conspicuous disclosure of material connections
  • Honest and accurate representations in advertising
  • Proper identification of endorsements and testimonials
  • Disclosure of affiliate relationships before purchase opportunities

Changes to This Disclosure

We may update this Advertising Disclosure from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this disclosure periodically.

Questions About Advertising

If you have questions about our advertising practices, affiliate relationships, or this disclosure, please contact us:

We are committed to maintaining transparency and answering any questions you may have about how we generate revenue while serving your financial planning needs.